Credit Debt

How to Pay Down Debt During Periods of High Interest Rates

The US Federal Reserve recently increased its benchmark interest rate by 0.75 percentage points, reaching a range of 2.25-2.5%. This is the second rate rise in a short period, and experts expect more of the same in these challenging economic times.  Consumers have to make various concessions to save money, and one of the most …

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Everything You Need to Know About Personal Loans to Pay Off Credit Card Debt

Credit card debt that has ballooned out of control can be extremely frustrating, particularly if you have debt across multiple credit cards. If you do carry credit card debt, you’re not alone: Experian reports that almost all (95%) of adults have a credit card open and there is over $756 billion in outstanding credit card …

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