Loans

Everything You Need to Know About Rising Interest Rates & Personal Loans

Several more interest rate hikes are expected from the Federal Reserve within the fiscal year, resulting in higher interest rates for new personal loans. If you’re planning to apply for a personal loan soon, you’ll want to read on so you know how to make wise money moves now in preparation for the increase in

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Should You Take on Multiple Buy Now, Pay Later Loans?

With Buy Now, Pay Later (BNPL), consumers can make a purchase now and pay for it in the future, often interest-free. Online shopping has made BNPL, sometimes referred to as “point-of-sale installment loans,  an increasingly popular payment option. But, while consumers can benefit from BNPL financing, some disadvantages exist and should be considered. How Do

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How to Pay Down Debt During Periods of High Interest Rates

The US Federal Reserve recently increased its benchmark interest rate by 0.75 percentage points, reaching a range of 2.25-2.5%. This is the second rate rise in a short period, and experts expect more of the same in these challenging economic times.  Consumers have to make various concessions to save money, and one of the most

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