Loan Repayment

How to Pay Down Debt During Periods of High Interest Rates

The US Federal Reserve recently increased its benchmark interest rate by 0.75 percentage points, reaching a range of 2.25-2.5%. This is the second rate rise in a short period, and experts expect more of the same in these challenging economic times.  Consumers have to make various concessions to save money, and one of the most …

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I’m Struggling to Pay Back My Personal Loan. What Should I Do?

Personal loans can be beneficial, and many of us have used them to help consolidate our debts and balance our budgets. Unfortunately, unforeseen circumstances can sometimes make loans too expensive to pay back.  For example, losing a job or investment can seriously affect your ability to honor your payment arrangements on a personal loan. And …

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