Most American families (77% of households) carry some type of debt, with the average amount of debt per U.S. adult landing at $58,604. So why not start off 2022 by making smarter financial choices with the help of a personal loan? Let’s take a look at four ways you can use a personal loan to …
4 Financially Intelligent Ways To Use Personal Loans in 2022 Read More »
Most people find that they need to make one or more major purchases in their lifetime. Whether it’s a home or a car or another big-ticket item, many people must take out a loan to complete the purchase. In this article, we’ll look at the differences between a personal loan and a car loan when …
Understanding the Difference Between a Personal Loan vs. Car Loan Read More »
As of the end of 2020, roughly 19.4 million Americans had at least one personal loan. Getting a personal loan requires quite a bit of personal information, and the process can sometimes be intimidating. For self-employed individuals, that process — and the associated stress — can be amplified. Things can get complicated for self-employed people …
Your Guide to Getting a Personal Loan While Self-Employed Read More »
The best route to financial wellness is to create a budget that allows for a certain amount of your income to be put away in savings for a rainy day. That said, even rainy days can get expensive and catch us off-guard. Sometimes even the best-prepared person will find that they need an alternative option …
Which is Better: Personal Loan vs. Line of Credit Read More »
A CD loan is a secured personal loan with lower interest rates than a traditional personal loan. As a secured loan, it uses a person’s certificate of deposit as collateral, so if you default on the loan, the bank can take the money in your CD. For those that have money in a CD and …
Credit card debt that has ballooned out of control can be extremely frustrating, particularly if you have debt across multiple credit cards. If you do carry credit card debt, you’re not alone: Experian reports that almost all (95%) of adults have a credit card open and there is over $756 billion in outstanding credit card …
Everything You Need to Know About Personal Loans to Pay Off Credit Card Debt Read More »
When life happens, things can get expensive. Without an emergency fund, you may need to look for external resources for borrowing money. There are a variety of ways to borrow money, but it’s important to choose the right method for you and your unique circumstances. Here are five ways to borrow money. 1. Personal loan …
